Purchase intake · Kalsi Law

The property

The address as it appears in the contract, and the dates the contract sets.

Completion date

The date in the contract. Leave it blank if there is no firm date yet, as with some presales.

Possession date

Often the day after completion. Leave it blank if you are not sure.

Street address of the property

City

Postal code

The property is

A strata lot: condo, townhouse, or similarA detached house, or bare landSomething else

Is it newly built, or being built?

A new home from a developer, a presale, or a home nobody has lived in.

YesNoI am not sure

A newly built home is subject to GST, which the buyer pays. Whether the contract price includes it changes what you need on completion, and whether you qualify for a rebate depends on who will live there first. We work both out with you, but the contract has to be read for it.

Only if it applies to you.

Does the contract price include GST?

Yes, the price includes GSTNo, GST is on top of the priceI am not sure

Only if it applies to you.

Will you, or a close relative, be the first person to live in it?

This is what the new housing rebate turns on.

YesNoI am not sure

Will this be your principal residence?

YesNo

Only if it applies to you.

Is it a rental or investment property?

YesNo

Is anyone renting the property now?

A tenant in place changes what possession means and what notice is needed.

YesNoI am not sure

Who is buying

Everyone who will be registered on title. The first purchaser is you, or the person we should deal with.

How many people are going on title?

If a company, partnership or trust is buying, or there are more than three of you, pick three and say so in the notes at the end. There is a transparency filing for a company or trust and we will talk it through.

One purchaserTwo purchasersThree purchasers

Purchaser 1

Fill in as many as apply and leave the rest blank.

First name

Full legal names, exactly as they appear on government identification. No initials.

Middle name

Last name

Street address

City

Province

Postal code

Occupation

Phone

Email

Date of birth

On the date of registration, will you be a Canadian citizen or a permanent resident?

The property transfer tax return and the Land Title Office ask this of every buyer. It is a declaration, not a judgment.

Canadian citizenPermanent resident of CanadaNeither

Only if it applies to you.

Of what country are you a citizen?

Where the money for this transaction is coming from

The Law Society requires us to record the source of funds on every property transaction. Savings from employment, the sale of another property, a gift from family, a bank loan, an inheritance, business income: say which, in a sentence or two, and what you do for a living if it is not obvious from your occupation.

Relationship status

SingleMarriedLiving together, not married

Only if it applies to you.

Is your spouse also going on title?

YesNo

Only if it applies to you.

Your spouse's full name

A lender will often want to know why a spouse is not on title, and may ask them to sign a consent.

Purchaser 2

First name

Full legal names, exactly as they appear on government identification. No initials.

Middle name

Last name

Street address

City

Province

Postal code

Occupation

Phone

Email

Date of birth

On the date of registration, will you be a Canadian citizen or a permanent resident?

The property transfer tax return and the Land Title Office ask this of every buyer. It is a declaration, not a judgment.

Canadian citizenPermanent resident of CanadaNeither

Only if it applies to you.

Of what country are you a citizen?

Where the money for this transaction is coming from

The Law Society requires us to record the source of funds on every property transaction. Savings from employment, the sale of another property, a gift from family, a bank loan, an inheritance, business income: say which, in a sentence or two, and what you do for a living if it is not obvious from your occupation.

Relationship status

SingleMarriedLiving together, not married

Only if it applies to you.

Is your spouse also going on title?

YesNo

Only if it applies to you.

Your spouse's full name

A lender will often want to know why a spouse is not on title, and may ask them to sign a consent.

Purchaser 3

First name

Full legal names, exactly as they appear on government identification. No initials.

Middle name

Last name

Street address

City

Province

Postal code

Occupation

Phone

Email

Date of birth

On the date of registration, will you be a Canadian citizen or a permanent resident?

The property transfer tax return and the Land Title Office ask this of every buyer. It is a declaration, not a judgment.

Canadian citizenPermanent resident of CanadaNeither

Only if it applies to you.

Of what country are you a citizen?

Where the money for this transaction is coming from

The Law Society requires us to record the source of funds on every property transaction. Savings from employment, the sale of another property, a gift from family, a bank loan, an inheritance, business income: say which, in a sentence or two, and what you do for a living if it is not obvious from your occupation.

Relationship status

SingleMarriedLiving together, not married

Only if it applies to you.

Is your spouse also going on title?

YesNo

Only if it applies to you.

Your spouse's full name

A lender will often want to know why a spouse is not on title, and may ask them to sign a consent.

Answer this section if more than one person is going on title.

How you will hold title

Two or more owners can be registered in one of two ways, and they are not interchangeable. As joint tenants, when one owner dies their share passes automatically to the surviving owners and never forms part of their estate. As tenants in common, each owner holds a defined share which passes under their will. Spouses usually choose the first; business partners, and family members buying together with different contributions, usually the second.

How do you want to hold title?

Joint tenantsTenants in commonExplain it to me before I decide

Only if it applies to you.

In what shares?

For example, equal shares, or a split that reflects what each of you is putting in.

Property transfer tax

Property transfer tax is a provincial tax paid by the buyer on completion, calculated on the fair market value of the property. There are exemptions, including one for some first-time buyers and one for some newly built homes, each with its own conditions. Whether one applies changes what you need to bring on completion, so it is worth settling early.

How many of the buyers have never owned a home anywhere in the world?

That is the starting point for the first-time buyers' exemption. There are residency and price conditions as well, which we check.

Only if it applies to you.

Where each first-time buyer has lived recently

The exemption has residency conditions. List the addresses, with rough dates, for each buyer who may qualify.

Mortgage financing

Are you getting a mortgage?

YesNo, paying without a mortgageNot decided yet

Only if it applies to you.

Lender

The bank or lender whose mortgage it is.

Only if it applies to you.

Mortgage broker or banker

Only if it applies to you.

Their phone

Only if it applies to you.

Their email

Ask your broker or banker to send the mortgage instructions to us as early as they can. Instructions arriving late is the single most common reason a purchase runs tight.

Only if it applies to you.

Does the mortgage need a guarantor?

YesNoI am not sure

Only if it applies to you.

How many guarantors?

One guarantorTwo guarantors

Because we act for you and for your lender, a guarantor has to get independent legal advice from a different lawyer before signing. If they do not have one, we can suggest a few local names.

Only if it applies to you.

The guarantor's lawyer, if they have one

Guarantor 1

Fill in as many as apply and leave the rest blank.

First name

Full legal names, exactly as they appear on government identification. No initials.

Middle name

Last name

Street address

City

Province

Postal code

Relationship to the purchaser

Phone

Email

Guarantor 2

First name

Full legal names, exactly as they appear on government identification. No initials.

Middle name

Last name

Street address

City

Province

Postal code

Relationship to the purchaser

Phone

Email

Answer this section if the property is a house or land rather than a strata lot.

Property insurance

A lender will not advance funds on a house without insurance in place naming it. If you have not arranged it yet, give us the agent's name once you have.

Insurance company

Agent or broker

Their phone

Their email

Your realtor

Are you buying through a realtor?

YesNo

Only if it applies to you.

Realtor

Only if it applies to you.

Brokerage

Only if it applies to you.

Their phone

Only if it applies to you.

Their email

Ask your realtor's office to send us the full contract of purchase and sale with every addendum. If you are buying privately, send it yourself once the file is open; we will tell you how.

The seller's lawyer or notary, if you know it

Reaching you

How you would rather be contacted, who to thank for sending you, and anything the questions above did not cover.

How would you rather be contacted?

PhoneEmailEither

Only if it applies to you.

Who should we thank?

Optional, and the only reason we ask is so we can.

Anything else we should know

Anything a lawyer opening this file would want to know today. A deadline, a complication, something that worries you.

Before you send it

I confirm that what I have entered is accurate as far as I know, and I understand that the firm will use it to open my file, run the conflict and identification checks the Law Society requires, and contact me to proceed. Submitting this does not by itself create a solicitor-client relationship, and nothing here is legal advice.